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Many online savings accounts pay interest rates that are far higher than your typical brick-and-mortar savings account.
Synchrony has no monthly service fee or minimum balance requirement.There is no Synchrony fee on Plus, NYCE or Star ATMs, either in the U. or abroad, and Your account automatically earns perks — such as extra ATM reimbursements, free checks, hotel and theme park discounts, and more — based on your balance and how long you’ve had the account. Instead, you visit the site with your mobile browser and make photo check deposits directly from your i Phone or Android device.Since the only branch is in Bridgewater, New Jersey, most customers will need to use email or phone if they require support.If a high yield — currently 1.05% — and ATM access are must-haves for your online savings account, Synchrony is a good option.Many of the offers appearing on this site are from advertisers who compensate us to be listed on our site.The results of our “banking comparison tool” are based on objective, quantitative and qualitative analysis of the banking products’ attributes and are not affected by compensation.
Compensation may impact which products we review and write about and how and where they appear on this site including, for example, the order in which they appear.
Any evaluation, advice, opinion or guidance provided by us or editorialized by us within this website such as bank reviews, product reviews or editorial content is in no way affected by or based upon compensation from our advertisers.
Additionally, our star ratings are a mix of user feedback and Nerd Wallet’s independent evaluation which are independent of compensation.
For a list of all of our advertising partners, click here'You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. In the old days, a bank was a well-guarded building where wealth was stored.
But in the digital age, little of our money ends up in physical form.
With less necessity for maintaining branches, many banks are focusing on creating a strong customer experience where the majority of us do our banking: online.